Governed AI, built the way insurance is actually built — in layers.
Coverplane is a modular AI platform for carriers, MGAs, and brokers — spanning distribution, underwriting, servicing, claims, reinsurance, and compliance, for personal and commercial lines. Early access opens soon.
No spam. One email when we launch.
- ACORD-native
- Modular by design
- Personal & commercial lines
3 layers built. More stacking up.
Six capabilities. One platform. Arriving soon.
Distribution & New Business
- Broker submissions triaged and extracted automatically
- Appetite and eligibility checked in real time
- Quotes assembled for personal and commercial lines alike
Underwriting
- Risk files built from submissions, loss runs, and third-party data
- Guidelines checked automatically, referrals routed by authority
- Every recommendation shows its sources
Policy Servicing
- Certificates of insurance generated in seconds
- Endorsements drafted and routed for approval
- Policyholder questions answered from the actual policy wording
Claims
- First notice of loss captured by chat, phone, or portal
- Coverage analysis and fraud signals surfaced early
- One connected record from FNOL to resolution
Reinsurance & Large Commercial
- Treaty and slip messaging read and validated automatically
- Bordereaux reconciled against treaty terms
- Breaches and exclusions flagged before they become disputes
Compliance & Audit
- Every AI action logged, attributed, and explainable
- Reports ready for regulators, on demand
- Built for NAIC, EU AI Act, and emerging global standards
Modules are independent — take one, or take all six.
Built to fit your stack, not replace it.
Coverplane connects to the core systems, agency platforms, and CRMs you already run — results flow in through the standards you already use.
- Guidewire
- Duck Creek
- Applied Epic
- Vertafore
- Salesforce
- + your systems
Connector availability expands with each release. Don't see your system? Ask us.
Three decisions that shape everything else.
Every design choice traces back to one of these — for carriers, MGAs, and brokers alike.
Standards-native
Inputs and outputs conform to ACORD forms and messaging. Results flow straight into the systems you already run — no re-keying, no bespoke integration.
Modular by design
License one module or all six. New lines of business and jurisdictions install as configuration, not code.
Governed by default
Every AI action is attributed, logged, and explainable — built for regulators from day one, not retrofitted later.
Enterprise trust, from the first release.
Tenant isolation
Every customer's data is logically isolated by default, with dedicated-environment options available.
Regional data residency
Choose where your data lives — US, EU, UK, or APAC — set at onboarding.
Full decision audit
Every AI action is logged, attributed to a named system, and reconstructable end to end.
No cross-tenant training
Your data is never used to train models for other customers, full stop.
A few things people ask.
What is Coverplane?
Coverplane is a modular AI platform for insurance carriers, MGAs, and brokers. It automates and augments distribution, underwriting, servicing, claims, reinsurance, and compliance work — for personal and commercial lines — while keeping every decision explainable and standards-conformant.
Who is it for?
Carriers, managing general agents, wholesalers, and brokerages of any size. License the full platform or a single module — the same system works for a regional broker and a national carrier.
What does "ACORD-native" mean?
ACORD is the data standard the insurance industry already uses to exchange forms and messages. Coverplane reads and writes in that standard natively, so results flow into your existing systems without re-keying or custom integration.
Is my data secure?
Coverplane is being built with tenant isolation, regional data residency, and full decision-audit logs from day one. Compliance documentation will be published at launch.
When does it launch?
We're onboarding a small group of design partners now. Sign up above and we'll email you as soon as early access opens.
Can I get involved before launch?
Yes — we're looking for a handful of design partners across brokers, MGAs, and carriers to help shape the first release. Get in touch below.
Building the first release. Want in?
We're looking for a handful of design partners across brokers, MGAs, and carriers to help shape Coverplane before public launch.